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A thing to remember is that as a public employee, when you are undergoing medical treatment for work-related injury, your employer has to continue contributions to your health insurance as well as pension plan.
In many cases, the employer (in this case the government and its offices) also set up their own evaluations to check the extent of the employee’s injury. Disability pension is only paid if the injury is a permanent one and if it affects your daily and working life.
Public employees are entitled to ordinary disability pension if an employee is worked for a certain number of years for the state. Usually the prevalent law decides the amount of pension that the employee receives. For instance, in the state of New Jersey, an ordinary disability pension pays 40 percent of the current salary plus medical benefits.
A public employee is entitled to accidental disability pension if he suffers from an accident at work. In this case, the amount of pension that the employee gets is more than that of the ordinary disability pension amount. In this case the accident has to be more than just an accident. It requires an external involuntary force that caused the accident. In addition, the accident has to be the sole contributing factor for the disability.
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Should I take my pension early? Many people wonder whether they should take their pension early. Financially speaking, taking your pension early has its disadvantages. The most obvious disadvantage is having less income. By retiring and taking your pension early, you will be reducing your retirement income. 
