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To answer the question: Can disabled people get an early retirement pension? you have to take into account certain factors. First and foremost is to determine how long the person worked in the organization. This usually differs from person to person. The maximum limit that can set on this is 500 hours in 24 months before the date or disability or 1500 hours in 60 months before the disability.
Then one needs to see the extent of the disability. It is this factor that determines whether disabled people can get an early retirement pension. If a person is completely and permanently disabled, he can get an early retirement pension. The disability can be mental or physical and it should keep him from doing any kind of work in any employment. This fact has to be authenticated and certified by the Social Security and there should be a certificate to prove that the person is not expected to recover.
Once the person is certified to having permanent disability, he will be eligible for early retirement pension. The pension will be the same amount the he would have been paid when he retired at the usual retirement age. In such cases, early retirement stipulations do not apply.
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In America, it is quite common to have a pre-nuptial agreement where the woman waives her rights to pension. This means that if her spouse passes away, she will not be eligible to get the pension. But now many divorced widows want to know whether they can appeal the waived rights to pension. 
